{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is a deductible and do I need to pay it?","acceptedAnswer":{"@type":"Answer","text":"Many insurance policies have a deductible that you must pay for a windshield replacement or auto glass repair. The deductible is the amount the policy holder must pay before the insurance kicks in and pays the rest. You can check your policy or call your insurer's claims support to confirm your deductible, which typically ranges from $0 to $250 to $500."}},{"@type":"Question","name":"How does an auto glass claim work?","acceptedAnswer":{"@type":"Answer","text":"Your comprehensive auto insurance most likely covers replacing or repairing your windshield and other auto glass. Typically you pay a deductible and the insurance company pays the repair shop directly for the rest. Contact your insurance company first to let them know you need a repair, then contact Oregon Windshields to schedule a repair time."}},{"@type":"Question","name":"Do I need to use my insurance for windshield replacement or to fix a car window?","acceptedAnswer":{"@type":"Answer","text":"You do not. Sometimes your deductible will be more than the cost of the repair, so you won't need to file a claim. For example, with a $250 deductible, replacing a side window may cost less than that out of pocket, so it makes sense to agree on a cash price with the glass shop instead of filing a claim."}},{"@type":"Question","name":"Does placing an auto glass claim raise my premiums?","acceptedAnswer":{"@type":"Answer","text":"Usually, placing one claim per year for windshield replacement or auto glass repair doesn't affect your monthly premiums, but every insurance company has its own policies, so it's worth checking directly with Progressive if you're concerned."}}]}

Need to file an insurance claim to get new
glass for your car? Here's how to file!




Our clients in Bend, Sunriver, Sisters & Redmond have a number of insurance questions they often ask. We'll try to answer them here.
Many insurance policies have a deductible that you must pay for a windshield replacement or auto glass repair. The deductible is the amount the policy holder must pay before the insurance kicks in and pays the rest. Not sure what your deductible is? You can check your policy or call and ask a claims support agent. Deductibles typically range from $0 to $250 to $500.
Your comprehensive auto insurance most likely has coverage to replace or repair your windshield and other auto glass on your car. Typically, you will pay a deductible and the insurance company will directly pay the repair shop the rest. Before you go into the shop, contact your insurance company to let them know you need a repair. Then contact the shop to schedule a repair time.
You do not! Sometimes, your deductible will be more than the cost of the repair, so you will not need to file. a claim. For example, if you have a $250 deductable for your auto glass coverage, you may just need to pay out of pocket to replace a side window. This is because the job is less than your deductble and your insurance company will not take responsibility for any of the repair. In this case, you can agree on a cash price with the glass shop.
Usually, placing one claim per year for windshield replacement or auto glass repair doesn't affect your monthly premiums. Every insurance company has their own policies and you can enquire with them.